Francesca was born in Japan and raised across the United States. As the daughter of a military serviceman, she moved frequently—attending more than ten schools, including five high schools—before earning her college degree in Florida.
Her professional journey began with over a decade at a major airline, an experience that deepened her lifelong love of travel. Over the years, Francesca has lived in Europe, the United States, and the Philippines, and has explored much of the world for both business and pleasure. In 1988, she married, and together with her husband built a life in Monte Carlo, California, Florida, and Virginia. In Virginia, she owned and operated The Meander Inn, a bed and breakfast she successfully ran for ten years before selling it in November 2011.
Today, Francesca is the owner and broker of Four Seasons Realty, where she has been a dedicated real estate professional for more than two decades. She and her husband founded the company in January 2007, and since then, Francesca has consistently been recognized as a top producer in her community. Her professional achievements include membership in the Professional Honor Society, graduation from the Pat Jenson Leadership Academy, and three distinguished designations—ABR (Accredited Buyer’s Representative), GRI (Graduate, REALTOR® Institute), and a broker’s license. She has also been honored twice with the Good Neighbor Award for her outstanding community service, which includes more than ten years of volunteer work with the Nelson County Food Pantry.
Francesca’s energy, dedication, and enthusiasm inspire those around her. She holds herself to the highest standards and approaches every endeavor with integrity, professionalism, and a true passion for excellence
Francesca
San Giorgio
Broker, ABR // GRI
Catalina San Giorgio, a dedicated Realtor®, is deeply rooted in the community of Nelson County and its surrounding areas. Although Catalina's family background and love of travel have exposed her to numerous places, her unwavering attraction to the Blue Ridge Mountains and the close-knit community of her hometown have kept her firmly rooted close to home.
Growing up in a bed and breakfast and being surrounded by the real estate industry through her parents, Catalina recognized her passion for Virginia and the beauty it encompasses from an early age. She approaches her work with clients by providing them with a piece of the remarkable beauty this area offers, whether it's their dream home, a vacation property, or an investment opportunity. Catalina's genuine dedication to her clients is complemented by her love for the outdoors, which she often enjoys with her family and friends during her free time. From snowboarding at Wintergreen in the Winter to paddle boarding at various reservoirs and rivers in the Summer, Catalina fully embraces the remarkable offerings of central Virginia.
Catalina
San Giorgio
Realtor®
Linda Baker
Realtor®
Linda Baker, a proud native of Nelson County, embodies the warmth and close-knit values instilled in her from a young age. Born and raised in this tight community, Linda's roots run deep, shaped by the rich culture and strong family ties that define Nelson County. From early on, family held a paramount role in her life, fostering a foundation of love and support that would later extend to her own family.
In a twist of fate and a testament to the charm of Nelson County, Linda found love right next door, marrying the guy who would become her lifelong partner, Calvin. As a dedicated businesswoman, Linda has seamlessly woven her passion for fitness and massage into a thriving career spanning over three decades. Her commitment to the well-being of others extends beyond the massage table, as she remains an active member of the community, known for her servant-hearted approach and unwavering Christian faith. Linda cherishes her role as both a mother and grandmother, finding immense joy in spending precious moments with her family. Despite the demands of her successful business, she prioritizes these cherished connections, embodying the essence of a woman whose life is intricately woven into the tapestry of Nelson County—a testament to the enduring power of family, community, and faith.
Kaitlin "Kate" Hayes
Realtor®
A proud Virginia native, Kate Hayes grew up in the vibrant District of Columbia-Maryland-Virginia area, where her passion for real estate began early. As a child, weekend house-hunting trips with her family—ice cream cones in hand—sparked her love for homes and architecture. Even now, she can't resist a beautifully designed front door.
Kate later made her home in Harrisonburg after marrying her husband, and quickly fell in love with the charm of the Shenandoah Valley. They now share their lives with two cats, Hugh and Rogue, and a lovable Great Dane named Pixie.
With 15 years of experience as a preschool teacher, Kate developed a sharp eye for detail and a deep understanding of what makes a space feel warm, functional, and family-friendly. She's a self-declared pop culture nerd with a love for film, literature, and trying new cuisines. On weekends, you'll likely find her exploring local farmers' markets or testing her trivia skills in downtown Harrisonburg.
Kate brings the same heart and dedication she gave to her students into every real estate journey. Whether you're buying your first home or searching for your dream retreat, Kate is ready to help you find the perfect place to call home.
With a rich and dynamic background, Anna Cios brings a unique blend of experience, dedication, and warmth to the real estate world. Before transitioning into real estate, she spent over 20 years as an English as a Second Language teacher, a role that honed her exceptional communication skills, patience, and deep understanding of diverse perspectives. Fluent in Spanish, Anna effortlessly connects with clients from all walks of life.
Having lived in Ohio, Michigan, and Colorado before making Richmond her home—and eventually settling in Nellysford, Va—Anna understands the excitement and challenges of relocation firsthand. A devoted wife and proud mother of two, she values the relationships she builds and prioritizes client satisfaction, whether you're buying or selling.
Beyond real estate, Anna is an avid reader, traveler, and outdoor enthusiast. She has completed the Camino de Santiago twice, a testament to her perseverance and adventurous spirit. She also loves hiking and enjoys peaceful walks with her beloved dog, Rosie. With her warmth, expertise, and unwavering commitment, Anna Cios is the ideal partner to help you navigate your real estate journey with confidence.
